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Infrastructure research for agent commerce

Infrastructure for
Agent-Driven Commerce

We build the infrastructure layer that lets AI agents connect with merchants, authorize payments, and complete real-world transactions — safely and auditably.

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System Flow● live diagram
01
User Intent
02
AI Agent
03
Tool Discovery
04
Merchant
05
Authorization
06
Execution
07
Receipt
What we build

The connective layer for agents and commerce

We build the infrastructure that lets autonomous agents participate in real-world commerce — connecting AI workflows, merchant systems, payment authorization, and transaction safety.

Agent-to-Merchant Workflows

End-to-end flows from intent to receipt: discovery, checkout, payment, and confirmation.

Payment Access for Agents

Virtual cards, wallets, prepaid balances, and scoped credentials with built-in limits.

Merchant and API Connectivity

Connect agents with merchant catalogs, pricing APIs, checkout tools, and commerce platforms.

Transaction Safety

Authorization controls, fraud prevention, and auditable trails for every agent transaction.

Core infrastructure

Infrastructure for Agent Commerce

Agents need merchant data, payment tools, spending controls, authorization logic, and transaction records.

Merchant Coverage

Consumer brands, delivery, travel, retail, and digital marketplaces accessible to agents.

Payment Rails

Virtual cards, wallets, prepaid balances, gift cards, and bill pay — all with controlled access.

Spending Controls

Per-task limits, merchant restrictions, category rules, approvals, and scoped credentials.

Tool Discovery

Agents find the right merchant API, payment method, or checkout flow for any task.

Receipts & Audit Trails

Complete records of intent, action, authorization, and outcome for every transaction.

Risk & Compliance

Monitoring, policy checks, and dispute support for safer agent payment flows.

How it works

How It Works

From intent to completed payment — the full agent commerce transaction path.

  1. 01
    User Intent
    User gives the agent a commerce task.
  2. 02
    Agent Planning
    Agent breaks the task into merchant, product, and payment needs.
  3. 03
    Tool Discovery
    Agent finds the right merchant API or payment tool.
  4. 04
    Merchant Interaction
    Agent retrieves pricing, availability, and checkout details.
  5. 05
    Authorization
    Spending limits, merchant restrictions, and approvals applied.
  6. 06
    Execution
    Transaction completed through a controlled payment rail.
  7. 07
    Receipt
    Clear record of decision, payment, and outcome.
Use cases

Where It Applies

Real-world workflows where AI agents compare options, interact with merchants, and transact safely.

Consumer Shopping

Compare products, find deals, and complete purchases within set spending limits.

Travel & Booking

Compare hotels, flights, and activities, then book through approved payment flows.

Food & Delivery

Coordinate restaurant orders, grocery delivery, and recurring purchases.

Bill Payment

Manage telecom, utility, subscription, and service payments with controlled authorization.

Business Procurement

Purchase software, services, and supplies with clear spending rules and approval records.

API Marketplace

Discover and pay for third-party APIs and automation tools during task execution.

Partner ecosystem

Built for the Agent Commerce Ecosystem

We work with teams building the infrastructure agents need to transact in the real world.

Card issuing infrastructureVirtual card platformsWallet & stored-value systemsGift card & prepaid networksBill pay providersMerchant API platformsCashback & rewards networksAgent tool marketplacesMCP-compatible toolsCheckout & payment orchestrationTransaction monitoring & audit systems

Building payment, merchant, or commerce infrastructure for AI agents?

Explore what we build